In the week of 9 October 1981, the average U.S. 30-year fixed mortgage rate reached 18.63%, as the Federal Reserve under Paul Volcker held interest rates very high to fight inflation. It is the highest rate in Freddie Mac's survey, which began in 1971.
The question, scope, and sources behind this Registry record.
In the week of 9 October 1981, the average U.S. 30-year fixed mortgage rate reached 18.63%, as the Federal Reserve under Paul Volcker held interest rates very high to fight inflation. It is the highest rate in Freddie Mac's survey, which began in 1971.
The highest weekly average 30-year fixed mortgage rate recorded by Freddie Mac's Primary Mortgage Market Survey since 1971.
Change a parameter to stress-test whether a proposed result is still inside the published specification. This is an audit aid, not a proof checker.
This record has no editable parameters. Read the formal question and assumptions before challenging it.
Current frontiers derived from accepted Claims.
An observed or demonstrated result; no opposing bound is implied.
The frontier is not sacred
Most progress starts with a disagreement that survives contact with evidence. If you can push the known lower bound up or pull the upper bound down, show us the work.
≥ when you have shown that at least this value is achievable.≤ when you have shown that anything above this value is impossible.No vibes. State the value, define the scope, and link the paper, proof, code, or reproduction that lets another person check it. Editors review every challenge before the public record changes.
Challenge this recordAssertions tied to evidence, attribution, and review.
The frontier as it changed over time.
Only accepted Claims matching the current specification contribute to the displayed bounds. Strict inequalities remain open; contradictory Claims require editorial review.
Permanent ID limitsregistry.com/limits/LR-HIGHEST-US-30-YEAR-MORTGAGE-RATE
No active verified bounties are linked to this Limit.
View verified bounty tracker ↗No accepted machine-checked reproductions are recorded for this Limit.
Limits Registry. LR-HIGHEST-US-30-YEAR-MORTGAGE-RATE. Highest average U.S. 30-year fixed mortgage rate. 2026.